Regular Commercial Checking

This account is designed to meet the needs of most businesses. Unlimited check writing with the service charge determined by analysis. This analysis offsets the costs associated with the account by calculating a credit based on the average available balance, less 10% reserves, times the average 90 day Treasury Bill rate. See rates & fees for an explanation of these analysis costs and other applicable fees.

Commercial Interest Checking

For sole proprietors and non-profit organizations. Interest is paid on the average available balance. Rate is tiered, based on balance, and you must maintain a minimum balance of $500.00 to earn interest. Service charges are determined by analysis just as Regular Commercial Checking. For current interest rate information and other applicable charges, see rates & fees.

Civic Checking

Designed for civic clubs, churches, and other non-profit groups. No service charges as long as you do not write over 20 checks per month. If more than 20 checks per month, regular commercial analysis applies. No minimum balance required. See rates & fees for other applicable charges.