The Exchange Bank has many consumer financing products available. Our application and loan approval process is simple, loan rates are competitive, and terms are flexible enough to meet your individual needs. To apply for a personal loan with The Exchange Bank, please stop by our office and speak with one of our loan officers.

Installment Loans

Designed as a fixed term loan, you know exactly what your payment schedule is and how much your monthly payment will be. Installment loans can be used for a variety of purposes, and are offered both on a secured and unsecured basis.

Time Loan

Generally set up to be paid in its entirety at maturity (no periodic payments). Ideal when you have an immediate need and are expecting a lump sum payment at some point in the future. Also offered both on a secured and unsecured basis.

Ready Reserve Overdraft Protection

Tied to your personal checking account to avoid the possibility of experiencing costly and embarrassing overdraft situations. Advances are automatically deposited into your checking account. Transactions are detailed on your monthly checking account statement.